Hyundai Finance & Bad Credit Financing

Finance Paperwork with Glasses
Do you have a low credit score or non-existent or short credit history? If so, you’re likely worried about securing financing on a new Hyundai or pre-owned model. However, when you shop with Terry Reid Hyundai, our team is more than happy to work with buyers looking to purchase Hyundai models no matter what their previous credit history may be.

Our dedicated finance experts are backed up by our personable sales team, and we’ll gladly help you learn more about the options at your disposal in Cartersville here.

How to Get Better Financing Rates Near Kennesaw

Before you apply for financing at our Kennesaw area dealership, it’s important to consider that you might have a higher down payment, and your interest rates may come in above average if your credit score is low. So expect your price to be a little high and budget with room to spare accordingly.

Also be sure to keep these points in mind:

    • Ask questions and don’t assume you won’t be approved. As you shop for a new model, you might be tempted to take your first offer. However, you might have more than one and be able to shop around.
  • Revive your credit score. Build your bad credit back up using a credit card on small bills that you immediately pay off. 
    • Know your budget and your credit score (if you have one). As you’re applying for financing, your credit score can fall. Keep all of your loan applications within a 14-day period to limit potential damage to your score.
    • Separate price negotiation from financing. The first offer won’t be the only one. Many dealerships consult with multiple lenders.
  • Be prepared for a higher cost. Higher interest rates and larger down payments are both possible if you have no credit.
  • Leasing might be a better option. Look into options on lease terms. These payments might be higher, but can be cheaper in the long run when you attempt to purchase a vehicle.

When you take these factors into account, then Hyundai financing and bad credit financing will be much more manageable for your Woodstock-area budget.

Steps To Take When Applying for Hyundai Financing

When you apply online for Hyundai financing, take a few additional steps to make sure you’ve got the best odds to take home a competitive rate. Follow these tips below for the best bet:

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don’t get more than you need.
  5. Consider lease deals, used car specials, and new car programs and incentives.
  6. Ask questions!

Hyundai Shopper Assurance

When you take advantage of Hyundai Shopper Assurance program, we offer peace of mind with the following advantages:

  • Price transparency, with MSRP clearly listed on the Hyundai website
  • Flexible Test Drive ability, where you pick the location for your test drive through an app or Terry Reid Hyundai directly
  • Online paperwork, for a minimal amount of time spent in our office
  • Three-day money-back guarantee

Find Value in the Woodstock Area with Terry Reid Hyundai

Our team at Terry Reid Hyundai is always ready to help answer any questions you may have about Hyundai financing and bad credit financing. We offer flexible terms, sound advice, and personalized expertise to help you find the perfect vehicles that meet their budgets and unique needs. Contact us and stop by our showroom in Cartersville to learn more about Hyundai bad credit financing. Also be sure to calculate your monthly payments with our team today and be sure to compare buying vs. leasing.

More from Terry Reid Hyundai

  • Expert 2021 Hyundai Elantra Reviews

      Effortlessly combining affordability, comfort, and convenience, the new Hyundai Elantra is ready for every Kennesaw drive on its way. And you don’t just have to Take some time to review its performance, interior amenities, value, and more as seen by the impartial industry experts at the top automotive publications. Explore the highlights of the…

  • 2021 Hyundai Tucson Interior

    The 2021 Hyundai Tucson may be a compact crossover SUV, but it’s sure to offer your Kennesaw drives the capability and advanced technology that you need. And of course, inside, you’ll find premium upholstery options, impressive Tucson cargo space, and advanced infotainment features to keep you and your passengers happy on trips both long and…

  • What is Hyundai Owners Assurance?

    Hyundai is known for offering America’s Best Warranty, but that’s not all! When you buy a new Hyundai from Terry Reid Hyundai, you’ll take home Hyundai Owners Assurance as well. So what comes with your Hyundai warranty and Hyundai Owners Assurance? Hyundai Owners Assurance now includes complimentary maintenance at our service center, as well as all the…



Your garage is empty.
Save some vehicles to get started!


Your garage is empty.
Save some vehicles to get started!
Contact Us
Terry Reid Hyundai 34.191546, -84.787718.